Mar 21, 2024
Today, Linda and I dive deep into a topic that's been on our minds lately: our out-of-control grocery bill. If you've ever found yourself halfway through the month with an empty grocery budget, you're not alone. Here's a glimpse into our conversation and the strategies we're implementing to save $600 per month on groceries:
🔍 Key Topics Covered:
Understanding the Root Cause: We reflect on recent events like our vacation to Hawaii and how they contributed to overspending on groceries.
Inflation Woes: We discuss the staggering increase in food prices, with examples from our recent grocery trips.
Taking Control with Data: We emphasize the importance of tracking expenses using tools like Personal Capital (now Empower Personal Dashboard) or RocketMoney to gain clarity on spending patterns.
Snack Strategy: We share our plan to reduce spending on prepackaged snacks by opting for healthier, more cost-effective options like fruits and vegetables.
Strategic Shopping: We explore the benefits of sticking to one primary grocery store, focusing on cost-effective options like Costco and leveraging sales and seasonal items to save money.
Meal Planning Mastery: We discuss the value of meal planning to prevent impulse purchases and ensure cost-effective meals.
Budget Evaluation: We highlight the importance of evaluating the cost of each meal and identifying areas where savings can be maximized.
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Resources Mentioned:
Personal Capital (Empower Personal Dashboard): A tool for tracking expenses and gaining insights into spending patterns. - https://seedtime.com/empower
RocketMoney: An alternative tool for budget tracking and expense categorization. - https://www.rocketmoney.com/
Costco - (https://www.costco.com/), Trader Joe's - (https://www.traderjoes.com/home), Sprouts (https://www.sprouts.com/), Whole Foods (https://www.wholefo
odsmarket.com/), Publix (https://www.publix.com/): Various grocery stores discussed for strategic shopping.
My Interview with a grocery shopping expert: The best times to buy certain groceries. - https://www.youtube.com/watch?v=bGxw8p2vhtk
If you enjoyed this episode and want to engage further, we'd love to hear from you! Reach out to us on Instagram https://instagram.com/seedtime, or via email at bob@seedtime.com. Plus, if you're interested in hosting a six-week session with your small group or church, visit https://seedtime.com/true for more details.
Thanks for tuning in! Don't forget to subscribe, leave a review, and share this episode with friends who could benefit from budget-saving tips. We appreciate your support!
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/z8ovGZlWqjA)!
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