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SeedTime with Bob and Linda Lotich

Jul 31, 2026

If your budget keeps falling apart after two weeks, it's probably not your fault.

I used to think I was just bad with money.

Then I realized the budget itself was the problem, not me.

In this episode, Linda and I walk through 10 reasons budgets break and what to do instead.

We cover zero-based budgeting, unrealistic...


Jul 24, 2026

We just sold the 100,000th copy of a book I almost didn't write.

Back in school, English was my worst subject.

Teachers basically told me writing wasn't for me.

So when I felt God nudging me to write Simple Money, Rich Life, I pushed back hard.

I even hired someone else to write it for me.

But God kept saying, "You need...


Jul 17, 2026

Most of us have no idea what our retirement money is actually funding.

A few years ago I started wondering if some of mine was supporting things I would never support on purpose.

So in this episode, I answer a question I get all the time.

Should Christians invest in companies that conflict with their faith?

I walk...


Jul 10, 2026

Most Christians have heard the money advice about tithing and getting out of debt.

But there are money principles in the Bible almost nobody teaches.

And often times they are the ones that change everything for us!!!

So in this episode Linda and I walk through 7 biblical money principles most Christians never hear.

They...


Jul 3, 2026

She paid cash to deliver two of her babies.

She had no insurance and almost no money.

So Lisa Bevere did it using the stock market.

That is just one of the wild stories she told us.

Today, Lisa and her husband John have given away more than 60 million books in over 150 languages.

But they started out broke, praying...